Pages

Default

SportsCover Direct Ltd was established in 1991 by people who are passionate about sport, from skiing to skydiving, walking to windsurfing. They recognised the importance of adequate insurance and, over time, have built up a deep knowledge of the industry. The team are fully up to date with trends in both the insurance and sporting industries and ensure they keep abreast of any new developments.

All policies are underwritten at Lloyds of London and SportsCover Direct are authorised and regulated by the Financial Services Authority (FSA - firm number 309959)

24 hour emergency assistance is provided by specialist partner company ONE Assist. To ensure that claims are always dealt with in an efficient and fair manner SportsCover Direct use specialist Personal Accident and Travel claims management company ONE Claims.

SportsCover Direct realises that for the secretaries of art clubs, the need for competitive and flexible insurance is becoming increasingly important. We are able to offer Art Club insurance at competitive prices.

SportsCover Direct is able to offer astronomy club insurance. We realise that the need for competitive and flexible insurance for an astronomy club is becoming increasingly important.

SportsCover Direct is able to offer badminton club insurance. We realise the need for competitive and flexible insurance for your badminton club and so offer a badminton club insurance tailored to the clubs reqyirements.

SportsCover Direct is able to offer beekeeping club insurance. We realise the need for competitive and flexible insurance for your beekeeping club is becoming increasingly important.

SportsCover Direct is able to offer bingo club insurance. We realise the need for competitive and flexible insurance for your bingo club is becoming increasingly important.

SportsCover Direct specialises in insurance for active people. Every year we cover hundreds of Canoeists for Canoeing in the UK and when they go abroad. We cover up to grade 5 Canoeing. SportsCover Direct can also provide cover for Canoeing competitions as a standard policy benefit. 

At SportsCover Direct we understand that Canoeing can be a very high risk activity and the risk of damaging third party property can also be a high one. With this in mind, we have developed our insurance products; whether you are seeking liability cover, are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.

SportsCover Direct offers two types of policy for Canoeists, who are UK or Irish residents, to participate as amateurs.

SportsCover Direct specialises in Personal Accident insurance for young people. We are able to provide cover for most organised Sports in the UK.

SportsCover Direct specialises in Personal Accident insurance for young people. We are able to provide cover for most organised Sports in the UK.

Accidents can happen at any level or frequency of sport and by taking out an insurance policy you ensure that if your child is involved in a sports related accident the most important issues can be taken care of: - personal liability, personal accident compensation and rehabilitation fees.

For children and students up to the age of 19 years SportsCover Direct offer YouthGuard.

Click here to see the YouthGuard benefits

The YouthGuard policy is designed to ensure that your child has some compensation and protection from sports related accidents and some help in recovering.

Click here to get a quote >

SportsCover Direct realises that for individuals and business that are involved in sport the need for competitive and flexible insurance is becoming increasingly important. We understand the risks that your business is exposed to and have developed an insurance product which meets these needs, whether you require Employers Liability, Public Liability or Products Liability we can cater for your needs.

This product has been created to provide insurance cover for individuals and businesses. We are able to quote for many different jobs and business types, our specialty being the sports and leisure sector, including Instructors and Coaches, Sports Clubs, Associations and Governing Bodies.

Due to the bespoke nature of such policies we are unable to provide quotations online. Please complete the quotation request form below and a member of our Liability team will contact you.

SportsCover Direct specialises in insurance for active people. We cover individuals and teams playing Cricket and cover competition as a standard benefit.

At SportsCover Direct we understand the risks that cricket players and teams are exposed to and have developed insurance products that meet these needs; whether you are seeking liability cover, wanting disability protection or are worried about loss of earnings, we can cover you.

SportsCover Direct is able to offer event insurance. We can provide both public and product liability cover for all kinds of events.

Given the ramifications surrounding the cancellation of any event, small or large, the need for competitive and flexible insurance for the event and its organisers is becoming increasingly important. 

SportsCover Direct specialises in insurance for active people. We are able to provide cover for most Extreme Sports both at home (SportsGuard) and abroad (VentureGuard).

At SportsCover Direct we understand that Extreme Sports do carry a high risk and the fault might not be yours. With this in mind we have developed our insurance policies.

SportsCover Direct specialises in insurance for active people. Every year we cover thousands of Hockey players and teams  for playing in the UK and when they go abroad on a Hockey tour. Not only do we cover individuals and teams playing Hockey but we also cover competition as a standard policy benefit. 

At SportsCover Direct we understand that Hockey can be a very high risk activity, and the fault for damage or injury might not be yours. The risk of damaging third party property can also be a high one. With this in mind, we have developed our insurance products; whether you are seeking liability cover, are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.

SportsCover Direct offer two types of Hockey policy for individuals, who are UK or Irish residents, to participate as amateurs.

SportsCover Direct specialises in insurance for active people. We cover Horse riders for both personal accident insurance and travel insurance if required. We can also cover Horse riding at competition level.

Every year hundreds of horse riders and polo players get covered with us for riding in the UK and when they go abroad either on holiday or to compete.

At SportsCover Direct we understand that horse riding can be a very high risk activity and with this in mind, have developed our insurance products; whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.

This document lists key facts relating to the service that we offer to our Customers.

Download page as PDF

This document is a listing of our key facts for the Activity TopUp Insurance Policy. It contains selected information only. Your Insurance Schedule and the Schedule Details provide full details of the cover purchased.

Download page as PDF

This document is a listing of our key facts for the Activity TopUp Insurance Policy. It contains selected information only. Your Insurance Schedule and the Schedule Details provide full details of the cover purchased.

Download page as PDF

This document is a listing of our key facts for the SportsGuard Insurance Policy. It contains selected information only. Your Insurance Schedule and the Schedule Details provide full details of the cover purchased.

Download page as PDF

This document is a listing of our key facts for the TeamGuard Insurance Policy. It contains selected information only. Your Insurance Schedule and the Schedule Details provide full details of the cover purchased.

Download page as PDF

This document is a listing of our key facts for the VentureGuard Insurance Policy. It contains selected information only. Your Insurance Schedule and the Schedule Details provide full details of the cover purchased.

Download page as PDF

This document is a listing of our key facts for the YouthGuard Insurance Policy. It contains selected information only. Your Insurance Schedule and the Schedule Details provide full details of the cover purchased.

Download page as PDF

We are number 1 for Kitesurf Insurance!

SportsCover Direct specialises in insurance for active people. Kite surfing is just one of the sports we are able to cover.

The number of Kite Surfers in the UK is on a steady increase - so is the number of injuries, both minor and serious. Whether it’s the risk to yourself or others that concern you – you shouldn’t wait until it is too late. Remember – Kite Surfing can be a high risk activity and the fault might not be yours.

Whilst no-one can prevent Kite Surfing accidents from happening we all have it in our power to reduce the effects when they do. Take action NOW.

Whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.

We will also cover a very broad range of other sports and leisure activities in addition to Kite surfing.

Our policies are increasingly chosen by Kite surfers in the UK and Ireland. Two types of policy are available for individuals, who are UK or Irish residents, for participation as amateurs.

Number 1 for Kitesurfing Insurance!

SportsCover Direct specialises in insurance for active people. Kite surfing is just one of the sports we are able to cover.

 SportsCover Direct offers two types of Kite Surfing policy for individuals, who are UK or Irish residents, to participate as amateurs.

SportsCover Direct specialises in insurance for active people. Every year we provide thousands of Lacrosse players and teams with Lacrosse insurance for playing in the UK and when they go abroad on a Lacrosse tour. Not only do we cover individuals and teams playing Lacrosse but we also cover competition as a standard policy benefit.

At SportsCover Direct we understand that Lacrosse can be a very high risk activity, and the fault for damage or injury might not be yours. The risk of damaging third party property can also be a high one. With this in mind, we have developed our insurance products; whether you are seeking liability cover, are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.

SportsCover Direct offer two types of policy for individuals, who are UK or Irish residents, to participate as amateurs at lacrosse.

SportsCover Direct specialises in insurance for active people. We provide Martial Arts insurance for both personal accident insurance and travel insurance if required. We can also provide Martial Arts competition insurance.

 Activity Top-Up is a Travel and Accident Insurance which provides 'peace of mind' to those who enjoy active pursuits. The Activity Top-Up can incorporate most amateur and high risk sports, including competition, and enables the enjoyment of the sport without having to worry about the consequences. At SportsCover Direct we believe it is important that you have all the information you need before committing to an insurance policy, that you know what is and what is not included in your cover, what will happen if things go wrong and how it will be handled.

SportsGuard is a Personal Accident Insurance which provides 'peace of mind' to those who enjoy active pursuits. You can have personal accident and liability insurance to suit your individual needs - and budget. Cover is valid World Wide but is NOT a substitute for travel insurance (see VentureGuard) At SportsCover Direct we believe it is important that you have all the information you need before committing to an insurance policy, that you know what is and what is not included in your cover, what will happen if things go wrong and how it will be handled.

TeamGuard is a Personal Accident Insurance which has been specifically designed to cover the Individuals within a Squad who make up a Team. It incorporates non-professionals whilst they are playing or practicing (including travel to and from) both at home and abroad and enables the enjoyment of the sport without the worry of the consequences.

VentureGuard is a Travel and Accident Insurance which provides 'peace of mind' to those who enjoy active pursuits. At home or abroad, you can have full accident and travel insurance to suit your individual needs - and budget. At SportsCover Direct we believe it is important that you have all the information you need before committing to an insurance policy, that you know what is and what is not included in your cover, what will happen if things go wrong and how it will be handled.

Following the success of our SportsGuard Personal Accident policy we have found a high demand to provide a Childrens specific policy. With this in mind we have created YouthGuard a 24 hour Sports Accident Cover available to children up to the age of 16 years at inception of the Insurance or up to 18 years if still dependant or up to 23 years if dependant and in full time education.

YouthGuard is a Personal Accident Insurance which provides 'peace of mind' to the parents whos children enjoy active pursuits. You can have personal accident and liability insurance to suit your Childs needs. Cover is valid World Wide but is NOT a substitute for travel insurance (see VentureGuard) At SportsCover Direct we believe it is important that you have all the information you need before committing to an insurance policy, that you know what is and what is not included in your cover, what will happen if things go wrong and how it will be handled.

Number 1 for Mountain Bike Insurance!

SportsCover Direct specialises in insurance for active people. Mountain Biking is one of the main sports we cover. We also cover Mountain bike competition! We can even arrange cover for your bike or towards damage when you go abroad upto a value of £600 under our sports equipment cover on the Gold level of cover. If your bike is worth more you can arrange cover through another company named Cycleguard, a specialist bike insurer who will cover any bike upto the value of £5000 and you can also take out this cover online!

What we do:

Every year thousands of mountain bike riders get covered with us for riding in the UK and when they go abroad on mountain bike holiday's to places like France and Canada.

The number of Mountain bike riders in the UK is on a steady increase - so is the number of injuries, both minor and serious. Whether it’s the risk to yourself or others that concerns you – you shouldn’t wait until it is too late. Be very aware that Mountain biking can be a very high risk activity, you only need to watch a MTB video or read a magazine to see just how dangerous it can be, and the fault for damage or injury might not be yours.

Whilst no-one can prevent Mountain biking accidents from happening we all have it in our power to reduce the effects when they do. Why not take action now, before an incident occurs?

Whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.

We will also cover a very broad range of other sports and leisure activities in addition to Mountain Biking. Our policies are increasingly chosen by Mountain bike riders in the UK and Ireland. Two types of policy are available for individuals, who are UK or Irish residents, to participate as amateurs.

Number 1 for Mountain Biking Insurance!

SportsCover Direct specialises in insurance for active people. Every year we cover thousands of individuals for riding in the UK and abroad. We can also provide cover for Mountain bike competition.  

We can even arrange cover for your bike or towards damage when you go abroad upto a value of £600 under our sports equipment cover on the Gold level  of cover. If your bike is worth more we can arrange cover through another company named Cycleguard , a specialist bike insurer. CycleGuard will cover any bike upto the value of £5000 and you can also take out this cover online.

Why get insurance? What's the point?

At SportsCover Direct we understand that Mountain biking can be a very high risk activity and have developed insurance products with this in mind; whether you are travelling abroad, wanting protection at home or are worried about loss of earnings, we can cover you.

SportsCover Direct offers two types of Mountain bike policy for individuals, who are UK or Irish residents, to participate as amateurs.

SportsCover Direct is able to offer personal trainers insurance. We realise that for personal trainers it's vital to have adequate insurance in place that protects you and your business. If a client was to make a claim as a result of injuring themselves under your instruction the cost of compensation could have detrimental affects on your business.

Personal trainers who choose to take out an insurance policy cover themselves and their business if a claim was to arise. This policy will provide indemnity for injury or damage caused by or arising from any tuition instruction or advice given by and will also cover third parties and third party property damage.

Under our Personal Trainer Insurance policy we can also provide insurance for fitness instructors, group exercise instructors, sports massage, remedial massage and sports therapy and many more health and fitness related occupations.

What is Public Liability Insurance?

Public liability insurance is designed to compensate the insured party if they are sued by a member of the public, a company or client because they have suffered a loss as a result of either your actions or those of your employees. Public liability cover is usually required by professional associations in order to practice as a professional personal trainer or coach.

SportsCover Direct specialises in insurance for active people. Every year we cover hundreds of individuals for Rock climbing in the UK and abroad.

At SportsCover Direct we understand that Rock climbing can be a very high risk activity and have developed insurance products with this in mind; whether you are seeking liability cover, are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.

SportsCover Direct offers two types of Rock climbing policy for individuals, who are UK or Irish residents, to participate as amateurs.

SportsCover Direct specialises in insurance for active people. Rugby is one of the major sports we cover. Every year we cover thousands of Rugby players and teams for playing in the UK and when they go abroad on a Rugby tour. Not only do we cover individuals and teams but we also cover competition as a standard policy benefit.

At SportsCover Direct we understand that Rugby can be a very high risk activity, and the fault for damage or injury might not be yours. With this in mind, we have developed insurance policies to meet your needs; whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.

SportsCover Direct offers two types of Rugby policy for individuals, who are UK or Irish residents, to participate as amateurs.

SportsCover Direct specialises in insurance for active people. Rugby is one of the major sports we cover. Every year we cover thousands of Rugby players and teams for playing in the UK and when they go abroad on a Rugby tour. Not only do we cover individuals and teams but we also cover competition as a standard policy benefit.

The number of Rugby players in the UK is on a steady increase – especially since England’s World Cup success in 2003. At SportsCover Direct we understand that Rugby can be a very high risk activity, and the fault for damage or injury might not be yours. With this in mind, we have developed our insurance products; whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.

SportsCover Direct offer two types of Rugby policy for individuals, who are UK or Irish residents, to participate as amateurs.

SportsCover Direct specialises in insurance for active people. Skiing and other snow sports are just one of the major sports we cover. Every year we insure thousands of skiers and snowboarders, groups and families on skiing or snowboarding holidays in the UK and when they go abroad on ski holiday's to Europe and the rest of the world. On our Gold cover we can also arrange cover for your sports equipment.

At SportsCover Direct we understand that skiing can be a very high risk activity and have developed insurance products with this in mind; whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you. We can insure both standard skiing (downhill and off-piste) and snowboarding on the same policy for no extra cost and also cover amateur competitive skiing.

Our policies are increasingly chosen by skiers, groups and their families in the UK and Ireland. SportsCover Direct offer two types of policy for skiers, who are UK or Irish residents, to participate as amateurs.

SportsCover Direct specialises in insurance for active people. Snowboarding and other snow sports are just one of the major sports we cover. Every year we cover thousands of skiers and snowboarders, groups and families on snowboarding holidays in the UK and when they go abroad on holidays to Europe and the rest of the world. At SportsCover Direct we can also arrange cover for your snowboard and other equipment on our Gold level of  cover.

At SportsCover Direct we understand that snowboarding can be a very high risk activity and have developed our inurance policies with this in mind; whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.

 We can even cover both standard snowboarding (downhill and off-piste) and skiing on the same policy for no extra cost and we also cover amateur competitive snowboarding.

SportsCover Direct offer two types of Snowboarding policy for individuals, who are UK or Irish residents, to participate as amateurs.

SportsCover Direct specialises in insurance for active people. Snowboarding and other snow sports are just one of the major sports we cover.  Every year we insure thousands of skiers and snowboarders, groups and families on snowboarding holidays for snowboarding in the UK and when they go abroad on holidays to Europe and the rest of the world. At SportsCover Direct we can also arrange cover for your snowboard and other equipment on our Gold cover.

At SportsCover Direct we understand that snowboarding can be a very high risk activity and have developed our insurance policies with this in mind; whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.

We can even cover both standard snowboarding (downhill and off-piste) and skiing on the same policy for no extra cost and we also cover amateur competitive snowboarding.

SportsCover Direct offer two types of Snowboarding policy for individuals, who are UK or Irish residents, to participate as amateurs.

SportsCover Direct can offer event insurance; this can include insurance for a one- off sports camp and business insurance for those who conduct multiple sports camps throughout the year.

SportsCover Direct realises that for the directors, officers and secretaries of sports and social clubs, the need for competitive and flexible insurance is becoming increasingly important. At SportsCover Direct, we understand the risks that your sports and social club is exposed to and have developed an insurance product which meets these needs; whether you require cover for your building and contents, greens and pitches, money and stock, employers Liability or public liability: we can cater for your needs.

SportsCover Direct specialises in sports travel insurance and sports personal accident insurance. Whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can provide sports insurance to cover for most eventualities - all you have to do is decide on the areas you need to cover and the level of insurance required. We can provide sports insurance and sports travel insurance for a very broad range of sports and leisure activities.

SportsCover Direct believes that you should pay the best possible price for a sports insurance policy that gives you the specific level of protection you require. We know it is important you have all the information you require so this website and our brochures endeavour to make the process straightforward and easily understood. In addition, a member of our team will always happy to help you via telephone or email.

SportsCover Direct realises that for individuals and business that are involved in sport the need for competitive and flexible insurance is becoming increasingly important. We understand the risks that your business is exposed to and have developed an insurance product which meets these needs, whether you require Employers Liability, Public Liability or Products Liability we can cater for your needs.

This product has been created to provide insurance cover for individuals and businesses. We are able to quote for many different jobs and business types, our specialty being the sports and leisure sector, including Instructors and Coaches, Sports Clubs, Associations and Governing Bodies.

Due to the bespoke nature of such policies we are unable to provide quotations online. Please complete the quotation request form below and a member of our Liability team will contact you.

SportsCover Direct is able to offer event insurance. This can include one- off summer camp insurance and business insurance for those who conduct multiple summer camps throughout the year.

If you already have Travel Insurance for a trip but need to cover an activity during that trip that is excluded by your existing travel insurance policy then SportsCover Direct can provide the Activity TopUp policy.

Activity TopUp is a tailor made policy that has been developed with active people in mind. From martial arts competitions to bungee jumping, mountain bike competition to activities on a stag weekend, the policy enables you to relax in the knowledge that you are covered whilst participating in Hazardous or Competitive activities that would have otherwise been excluded from cover by your existing travel insurer.

Activity Top-Up can incorporate most amateur and high risk sports, including competition, and enables the enjoyment of the sport without having to worry about the consequences. At SportsCover Direct we believe it is important that you have all the information you need before committing to an insurance policy; that you know what is and what is not included in your cover, what will happen if things go wrong and how it will be handled.

It is important to ask yourself- if I'm injured abroad whilst participating in my sport will my existing travel insurance cover me? How will I be repatriated? What medical care am I entitled to? If I injure someone else, what happens if they sue me?

SportsCover Direct specialises in insurance for active people. We are able to offer triathlon insurance for a variety of different needs and purposes.

We cover Triathlon competitors for both personal accident insurance and travel insurance of required. We can provide Triathlon insurance for those at competition level.

Every year hundreds of Triathlon competitors get insurance with us for competitions in the UK and when they go abroad either on holiday or to compete. At SportsCover Direct, we understand that Triathlons can be high risk and with this in mind, have developed our insurance products; whether you are travelling abroad, wanting protection at home or are worried about loss of earnings, we can cover you.