Horse Riding Insurance : SportsCover Insurance Direct

Horse Riding Insurance

SportsCover Direct specialises in insurance for active people. We cover Horse riders for both personal accident insurance and travel insurance if required. We can also cover Horse riding at competition level.

Every year hundreds of horse riders and polo players get covered with us for riding in the UK and when they go abroad either on holiday or to compete.

At SportsCover Direct we understand that horse riding can be a very high risk activity and with this in mind, have developed our insurance products; whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.

SportsCover Direct offer two types of policy for Horse Riders, who are UK or Irish residents, to participate as amateurs.

For individuals requiring personal accident insurance SportsCover Direct offer SportsGuard.

SportsGuard, is a scheme that an increasing number of horse riders use to gain personal accident and sports injury protection to insure against the financial effects of a sports injury sustained whilst horse riding in the UK.

The SportsGuard scheme is an annual policy offering 24 hour worldwide sports accident cover whilst horse riding.

SportsGuard Benefits can include:

  • Physiotherapy cover
  • Loss of Earnings cover if unable to work due to accident resulting in bodily injury whilst horse riding
  • Personal Liability Protection in the case of damage caused to a third party by you.
  • Legal expenses in event of liability action taken against you
  • Personal Accident Benefits if injured whilst horse riding
  • Rehabilitation cover following accidents resulting in bodily injury

Click here to see the Benefits Table for Gold, Silver and Bronze levels of cover

Click here to see the Brochure

Click here to get an instant SportsGuard Horse Riding quote »

Click here to get an instant SportsGuard Horse Riding Competition quote »


For individuals requiring sports accident protection as well a cover for a holiday SportsCover Direct offer VentureGuard.

The VentureGuard scheme provides single trip or annual cover for UK residents for holidays world-wide and can include cover for horse riding anywhere in the world.

VentureGuard Benefits can include:

  • Medical expenses following an accident whilst riding or illness during a trip and includes emergency repatriation cover
  • Personal Liability Protection in the case of damage caused to a third party by you during a trip
  • Cancellation cover for any costs due to cancellation or delay
  • Baggage cover and a sum towards bike cover

Click here to see the Brochure

Click here to get an instant VentureGuard Horse Riding quote »

Click here to get an instant VentureGuard Horse Riding Competition quote »

 If you have existing travel cover with another insurer but it does not include cover for horse riding, we can provide cover for your trip under our "Activity TopUp" policy.

 Click here to see the Benefits Table for Gold, Silver and Bronze levels of cover