Fitness Instructors Insurance

SportsCover Direct realises that for fitness instructors and personal trainers it's vital to have adequate insurance in place that protects you and your business.

We provide combined liability insurance for group fitness instructors and personal trainers, protecting them against liability claims should accidental bodily injury and damage to the property of a third party arise whilst under your instruction or in your care. This policy will also provide indemnity for injury or damage caused by or arising from any tuition instruction or advice given by or on behalf of the Insured in respect of the activities contained in their business description.

What is Public Liability Insurance?

Public liability insurance is designed to compensate the insured party if they are sued by a member of the public, a company or client because they have suffered a loss as a result of either your actions or those of your employees. Public liability cover is usually required by professional associations in order to practice as a professional personal trainer or coach.

For example, this benefit may be claimed upon following injury sustained by a client being personal trained or a pupil being instructed under the advice of a sports coach, where the advice given is found to be negligent.

Our policy for fitness instructors and personal trainers will also provide cover for massage, sports massage, remedial massage and sports therapy provided the instructor is qualified to practice.

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